Leading global AI-powered credit decision platform provider, Scienaptic AI, announced today that Ohio-based Pathways Financial Credit Union has chosen to implement its AI-powered credit decisioning platform. The credit union aims to enhance and automate its credit decisioning by utilizing Scien

Headquartered in Columbus, Pathways Financial Credit Union is the 14th largest credit union in the state of Ohio. The credit union today has $600 million in assets and serves over 69,213 members at 11 locations. Pathways empowers members to achieve financial success in an ever-changing world by serving as their true financial partner. Scienaptic’s platform will enable the credit union to streamline its credit decisioning and drive higher approvals and automation.

Pankaj Jain, Cofounder and President of Scienaptic AI, said, “We are excited that Pathways Financial Credit Union has selected our AI-powered credit decisioning platform. Our platform will help them streamline their loan decisioning process resulting in higher approvals, lower risk, and increased efficiency. The platform will enhance credit experience and credit access for the members of Pathways Financial Credit Union.”

About Scienaptic AI

Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. Whether credit union, auto lender, bank, or fintech, Scienaptic's AI native credit decisioning platform enables lenders to constantly improve the quality and speed of their underwriting decisions, helping them reach a greater number of borrowers, including underbanked and underserved individuals, and say “yes” more often, without increasing risk while addressing all Regulatory aspects especially Fair lending and explainable adverse actions.

The company’s AI platform is used by lenders of all sizes, integrating seamlessly with their existing systems. Scienaptic-enabled lenders have processed more than 190 million transactions worth $36 billion in credit decisions, benefitting millions of borrowers, and helping them get access to the credit they need. For more information, visit http://www.scienaptic.ai

Media Contacts

Chandan Pal

Chief Marketing Officer

Scienaptic AI

chandan@scienaptic.com