In Scienaptic, we have an AI partner that shares our mission of improving the financial lives of members and their families. Scientaptic's AI will enhance our lending capabilities, automate our credit underwriting, and enable us to make fair, inclusive, and personalized loan decisions. This will help us reduce the turnaround time of loan applications, increase credit access, and reform our member experience.

We were looking for a platform that would provide us with automation, innovation, and personalized credit decisioning, and Scienaptic AI was the perfect fit. The platform enables us to consider each individual applicant as a person with a unique story, not an impersonal credit score. We are proud of the impact we create in the community, and Scienaptic’s platform will help us amplify the impact through more approvals, lower risk, and the ability to serve more deserving consumers!

In Scienaptic’s innovative AI platform, we've found a holistic frictionless way to harness fraud signals from multiple systems. The platform reviews origination data and generates predictive scores, attributes, and insights to detect fraudulent applications. Together, Scienaptic and ELGA will continue to push the envelope in terms of risk innovation and continuously enhance our product to create a richer member experience.

Going live on Scienaptic’s AI-enabled decisioning platform not only automates our underwriting processes but also allows us to intelligently personalize loan decisions and provide an exceptional experience to every Member as well as fulfill our mission of enriching lives and empowering dreams. As a pioneer of disruptive tech adoption in the industry, Altura looks forward to this partnership contributing to expanded credit access for our diverse Member base.

Scienaptic’s AI-powered credit underwriting platform has automated our loan decision technology, making it faster and more efficient. Smarter, AI-powered credit risk signals are resulting in better assessment of member profile, enabling us to approve more loans, reduce risk and take our member experience to the next level.

The deployment of Scienaptic's (industry-leading underwriting decisioning) platform is enabling us to reach more members and approve them through highly intelligent, automated credit risk factors. Members are already benefiting from Scienaptic’s AI – as it allows us to understand them better, personalize our products and delivery systems, and streamline the loan approval process, leading to an overall better experience.

We were thrilled to see that Scienaptic’s values aligned with our own. A borrower is more than just their credit bureau score, and Scienaptic helps us get to know borrowers in greater depth. Through the platform, we will be able to grow our volume, test strategies, and maintain our ability to provide affordable loans to customers without adding more risk.

Deploying Scienaptic's AI platform makes it easier for us to implement member-centric loan decisions and confidently enhance credit access. Initial tests show impressive gains in automated loan decisions and approval rates across portfolios. Ultimately, the AI allows us to offer enhanced credit options to our members and improve their experience.

Deploying Scienaptic's AI platform makes it easier for us to make faster and more personalized loan decisions that our members deserve. We are excited that initial tests show a significant gain in automation and approvals. The platform simplifies and streamlines our underwriting process, allowing us to operate more efficiently while increasing credit access in our community.