Our members are already starting to benefit from Scienaptic's AI-powered credit decisioning platform, which is allowing us to approve loans faster, make quicker decisions, and provide personalized financial assistance. Initial results are very promising, and our team is looking forward to being part of this disruption that will bring better opportunities to Northwest Florida.

With the addition of Scienaptic's AI credit decisioning technology, we are looking to unlock new opportunities and recreate the lending process for our members. The addition of this platform provides a new financial resource for the entire community to benefit from. We are looking forward to seeing the impact that this will bring.

Scienaptic's AI credit decisioning platform is empowering us to use industry-leading technology with our signature member experience to create personalized credit decisions, automate our loan decisioning process, and deliver significant improvements in application turn times. Initial numbers show a notable gain in loan approvals, supporting our philosophy of crafting solutions for our members.

We have served our members for over a century, and we want to continue to expand the availability of quality products and services to those who do not have fair and equitable access. Scienaptic's AI-powered credit decisioning platform will automate and streamline our underwriting processes and give our underwriters the time they need to focus on complex loan applications. FRFCU looks forward to providing increased credit decisioning for credit availability to further FRFCU's mission to better serve the financially underserved.

Our goal is to be there for our members at every turn, and Scienaptic's platform will help us identify ways to accomplish this. Their sophisticated AI-based decision engine will assist us in creating a streamlined, automated underwriting process that enables us to approve more loans, mitigate risk, and transform the member experience. We are confident our mission and vision, combined with Scienaptic's industry-leading AI technology, will generate significant value for our member community.

Scienaptic's AI platform understands the needs of our unique member base and will enable us to make automated, personalized and instant decisions and improve access to credit for members in need. We are impressed to see the scope of the platform and how it can easily adapt to the needs of our growing credit union and of our members in a fair and compliant way.

Scienaptic's AI platform will enable us to identify opportunities to help our members and delight and surprise them. The platform will automate and streamline our decisioning, remove bottlenecks, increase credit approvals, and empower our underwriters to focus more on complex loans

Our members' financial well-being matters most to us, and we aim to provide as many resources as possible to ensure they are getting the most out of being our members! Scienaptic's platform will automate our loan underwriting and transform the credit decision-making process for our members. We are excited that the platform is flexible and adaptable to our needs. It will help us approve more loans, improve member experience, and enhance credit access in a fair and compliant way.

Scienaptic's industry-leading underwriting technology will help us make enhanced and instant credit decisions, anticipate our members' needs, make personalized decisions for each of them, and expand credit access to more creditworthy members in our community. Scienaptic is helping us take the next step in innovation while remaining rooted in the commitments our founding members made over 67 years ago.