We've spent years creating innovative solutions that traditional lenders can't match, and we are proud of the legacy we have created by making education more accessible for all. Our team is excited to be live on Scienaptic's fair and inclusive AI platform, which is enabling us to make better decisions, increase underwriting speed and scale, and tailor offers to each borrower’s individual circumstances. By enhancing our underwriting process, we're able to focus more on what truly matters: providing accessible financing for all. With Scienaptic, we're making a real impact on people's lives, empowering them to reach their full potential and pursue the future they deserve.

At CPM Federal, our unwavering passion is our members' financial well-being. We empower their dreams and aspirations through abundant resources and heartfelt dedication. By going live on Scienaptic's transformative platform, we are elevating our credit decision-making process to a profound level. We believe that Carolina People Matter and this platform empowers us to listen, embrace and weave their unique stories into our credit decision-making process. With improved automation, deeper lending and equitable and fair credit access, we are shaping a future where financial empowerment ignites extraordinary lives.

Our credit union's story has always been about finding better ways to meet the needs of more members. Deploying Scienaptic’s AI is the next step in this journey, empowering us to better understand our members’ financial situations, and provide the appropriate solutions for them. With Scienaptic’s AI platform, we will be able to automate our lending, approve more loans, and make personalized credit decisions that align with our values. This is a huge step forward, and we can't wait to see the positive impact it will have on our members and our community.

With Scienaptic's fair, inclusive, and compliant AI platform, we can now take our commitment to the next level by identifying more opportunities to assist and delight our members. The automation and streamlining of our credit decision-making process is not just about removing bottlenecks and increasing credit approvals, it's about empowering our underwriters to focus on the complex loans that truly matter to our members. With this innovative technology, we are making a real difference in the lives of our members, and that is what drives us every day.

It's not just about making quick decisions; it's about anticipating our members' needs, empathizing with their unique situations, and delivering personalized solutions that truly make a difference in their lives. With Scienaptic, we're able to live up to the promises our founding members made over 67 years ago - expanding fair and compliant credit access for our deserving members and advancing our mission of empowering our community.

By going live on Scienaptic's credit underwriting platform, we're not just embracing innovation, we're streamlining our lending processes and providing faster, more accurate loan decisions for our members. With cutting-edge AI technology, we're increasing credit access & financial inclusion with greater speed and precision. Our members always come first and going live on Scienaptic’s platform is a testament to our commitment to driving progress and delivering exceptional service.

Scienaptic's advanced technology is helping us automate and streamline our processes, enabling us to deliver personalized credit offers, and expanding our reach to better serve our underserved members. The incorporation of AI in our credit decisions is a significant milestone in our journey and will empower us to offer the best to our members for years to come.

The integration of fair and compliant AI presents an enormous opportunity for us to better serve our underserved community by delivering faster, more personalized loan decisions. Through initial tests, we have confirmed the effectiveness of our automated credit decisioning system, resulting in more approved loans and financially empowering experiences for all of our members, every time.

We are excited to be live on the Scienaptic AI platform. This deployment enables us to streamline and automate our customer screening while providing an enhanced experience. The AI is helping us make faster, inclusive decisions empowering more people to drive the vehicle of their choice.