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Transforming Ideas into Reality: Dive into Our Blogs


Stop Bleeding Millions
Most credit unions can unlock $1.5M to $10M in net interest income in their first year with AI. While you were reading this sentence, three loan applications were just declined at credit unions across the country. All three applicants will get approved elsewhere within 48 hours. All three loans will perform perfectly. Most credit unions can unlock significant value by improving approvals, refining risk selection, and raising automation. Here's the conservative math. What AI t
Patrick McElhenie


Why Traditional Prescreening Is Costing You Members and Money
Maria has been a loyal credit union member for eight years — stable income, on-time payments, solid financial habits. She’s the ideal candidate for your latest credit card offer. But she never gets it. Why? Meanwhile, your marketing team is frustrated. The credit card campaign that looked so promising on paper is delivering disappointing results. Response rates are low. Costs are high. And somehow, you’re missing obvious opportunities while wasting precious marketing dollars
Eric Steinhoff


Reprogramming the Lending Algorithm
Every loan officer knows the grind, but the numbers still sting. Studies show that underwriters spend 40% of their time on work that has...
Vinay Bhaskar
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